Trust. We build it

over time.

Trust isn’t built overnight. It’s earned neighbour by neighbour and community by community. While we may have expanded across the country, our core values have remained the same. Backed by our national presence, it’s our local connections that enable us to give you reliable protection with a human touch.

Locally minded

Although we’re a national company, we believe insurance is a local matter, which is why we sell our products exclusively through over 600 professional insurance brokerages across Canada. We truly feel that a local broker’s professional guidance is your best resource when shopping for insurance and we’re committed to safeguarding this resource, so you continue to have the best options at your disposal.

Financially sound

All insurance companies in Canada are regulated by the Office of the Superintendent of Financial Institutions (OSFI). We’re committed to operating within the Canadian P&C required rating. As a national company, we have the added protection of achieving a great spread of the risks we insure, which further helps to maintain financial stability.

What this means for you...

…is that if disaster strikes, you can rest assured that we have the resources to keep you covered. And you can expect fast and fair claims service to help you put the pieces back together should the unthinkable occur.

Mutually inclusive

Being a mutual means we exist solely to meet the needs of our policy holders, not shareholders, which makes us uniquely focused on our customers. 

In keeping with a mutual frame of mind, our employees care about what’s happening in their communities, with ongoing volunteer commitments in support of charities across Canada. On top of that, we provide annual donations to organizations across the nation, often in cooperation with our broker partners who have a pulse on their communities.

We’re your friends and neighbours and we’re all in this together. That’s what being a mutual is all about.