Contractors Pro provides plenty of flexibility to accommodate special situations. Your Portage Mutual broker will be happy to explain the many policy extensions and enhanced-limit options available to your contracting business.
Optional extensions are available for:
- Coverage for commercial buildings
- Contractors equipment
- Installation floater
- Mechanical breakdown of computer equipment
- Extra renovation costs due to building by-laws
- Sewer Back-up
Optional increased coverage limits for:
- All items under the Contractors Pro Enhanced Package
Discounts and deductibles.
With Contractors Pro, you can select the standard $500 deductible, or amend your policy to accommodate deductibles of $250, $1,000 or $2,500. Lower deductible amounts result in a modest raise in your annual premium, while higher deductible amounts will help you keep your costs in line.
A range of discounts is available, depending on your claims history. Here are a few examples:
Claims-free Discount: 5 per cent based on a 3-year claims-free status.
Claims-free Renewal Bonus: an extra 5 per cent upon your policy renewal, if you remain claims-free.
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